429 Hardscrabble Ridge Road

Highlands, NC
$ 3,995,000 Beds 4 Baths 4.5 Virtual Tour
Monthly Estimate* How much can I afford?

WHITESIDE MOUNTAIN. YOUR FRONT ROW. Some views you drive past. This one stops you cold. From the moment you arrive on the custom paver drive, gas lanterns flickering at the entry, Whiteside Mountain fills the horizon like it was commissioned for this exact property. It wasn't. But it feels that way. 429 Hardscrabble Ridge Road is a brand-new, spec home on 1.79 private acres, with thoughtfully designed, luxury-appointed living space and an unfinished basement with 14-foot ceilings ready to become whatever you dream: home theater, bunk room, gym, wine cellar, or a combination of all four. Those ceilings aren't an accident. They're an invitation. Inside, every finish reflects a decision to build this right or not at all. The custom fireplace anchors the living area, wood or gas, your choice. The kitchen carries a luxury appliance package and connects to a fully equipped prep kitchen for serious entertaining. A wet bar with wine cooler and ice machine means the party never has to pause. Eight Sonos speakers mean it never goes quiet. Wide-plank luxury vinyl flooring runs throughout the main living areas, chosen for its durability in a mountain climate. Four bedrooms, four and a half baths, a loft with its own Samsung TV, a Samsung Frame TV above the fireplace. Above the garage, a versatile bonus room with a full bath adds even more living space: home office, workout room, media room, whatever the next owner needs it to be. Outdoors: a gas firepit, a built-in propane grill system, a professionally designed landscape with a custom water feature, and that mountain, always that mountain, filling the sky above your deck. The main level comes professionally staged with a designer furniture package, available for purchase, negotiated separately. Move in and start living on the main floor, then make the upper level your own. The practical details matter too: Highlands town water with auto shut-off, a 1,000-gallon below grown propane tank, a generator, and fiber internet. A town fire hydrant sits directly across the street. The HOA runs an estimated $2,500 for 2026. The standing seam roof has ice guards. Nothing was an afterthought. New construction with this view of Whiteside Mountain does not come along often. Do not miss your opportunity to call this beautiful property your own. SELLER OFFERING $200,000 CREDIT TO BUYER AT CLOSING TOWARD FINISHING BASEMENT AREA!

Single Family

  • Price
  • $ 3,995,000
  • City
  • Highlands
  • Bedrooms
  • 4
  • Full Bathrooms
  • 4
  • County
  • Jackson
  • Half Bathrooms
  • 1
  • Area
  • Highlands
  • Lot Size
  • 1.79 Acres
  • Zip
  • 28741
  • Year Built
  • 2026
  • Taxes
  • $ 1281
  • Style
  • MLS#
  • 1003627
Listed By: Berkshire Hathaway HomeServices Meadows Mountain Realty - CA
Data Source: Highlands Cashiers MLS (HCMLS-NC)

Features

General

View Mountain(s)
Heating Central,Multi-Fuel
Cooling Central Air,Electric
Year Built 2026
Appliances Double Oven,Dryer,Dishwasher,Electric Water Heater,Propane Cooktop,Refrigerator,Range Hood,Stainless Steel Appliance(s),Washer
Exterior Features Gas Grill,Rain Gutters,Propane Tank - Owned
Interior Features Wet Bar,Ceiling Fan(s),Chandelier,Eat-in Kitchen,High Ceilings,High Speed Internet,Kitchen Island,Primary Downstairs,Open Floorplan,Pantry,Recessed Lighting,Sound System,Soaking Tub,Walk-In Closet(s),Wired for Sound
Utilities Electricity Connected,Fiber Optic Available,High Speed Internet Available,Propane,Water Connected
Roof Metal

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Highlands, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School

Price History

7/1/2026 Listed $4,695,000
8/12/2026 15% - $3,995,000

Property vs Zip Code Average in 28741

Price
AVG $2.6M
$4M
Taxes
AVG $21,329
$1,281
Year Built
AVG 1992
2026

429 Hardscrabble Ridge Road Highlands, NC is a Single Family Home for sale at $3995000 and a lot size of 1.79 Acres Acre(s). 429 Hardscrabble Ridge Road Highlands has 4 bedrooms, 4 baths and was built in 2026. The property's zip code is 28741 which is in Highlands, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.