120 Split Rail Row

Highlands, NC
$ 3,297,000 Beds 3 Baths 3.5
Monthly Estimate* How much can I afford?

Privately situated among lush gardens and native landscaping in one of Highlands' most desirable and established in-town neighborhoods, 120 Split Rail Row offers a rare combination of refined luxury, privacy, and convenience just minutes from downtown. Thoughtfully renovated and beautifully appointed, this exceptional residence blends luxury, nature, and lifestyle in a private mountain sanctuary. Designed for effortless main-level living, the home features an expansive great room anchored by a dramatic stacked-stone fireplace. The chef's kitchen with premium appliances and cabinetry. Private guest accommodations occupy distinct upper-level wings, preserving privacy for owners and guests alike. Some of the exquisite furnishings will convey with the home, providing an opportunity to begin enjoying this remarkable mountain retreat from day one. Additional flex space can be tailored to best suit the next owner's lifestyle or guest accommodations. Oversized bedroom suites offer space for multiple beds and configurations. The recently completed primary suite is a true sanctuary with dual luxury baths joined by a stunning shared shower. Finished in exquisite stone and marble, the spa-inspired shower serves as a unique architectural centerpiece. A shared, light-filled sun room overlooks the gardens and creates a peaceful connection to the outdoors. Architectural details throughout include reclaimed beams, custom plaster walls, hand raked marble, and extensive stonework that complement the natural mountain setting. Whether utilized as dual primary suites or re-imagined as a private den, the flexible design allows the next owner to tailor the spacious suite to their lifestyle Outdoor living is equally impressive. The spacious screened porch, beautifully furnished and appointed with IPE hardwood flooring and a stacked-stone fireplace, extends the living space outdoors and provides a wonderful setting for relaxing and entertaining. Tennessee fieldstone patios and winding pebbled pathways meander through thoughtfully designed gardens enhanced by more than 160 native trees and plantings. Follow the peaceful trail to the back gate leading to Dixon Road. There are several sitting areas throughout the property.

Single Family

  • Price
  • $ 3,297,000
  • City
  • Highlands
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • Macon
  • Half Bathrooms
  • 1
  • Area
  • Highlands In-Town
  • Lot Size
  • 1.39 Acres
  • Zip
  • 28741
  • Year Built
  • 1998
  • Taxes
  • $ 6998
  • Style
  • MLS#
  • 1003504
Listed By: Berkshire Hathaway HomeServices Meadows Mountain Realty
Data Source: Highlands Cashiers MLS (HCMLS-NC)

Features

General

View Garden,Trees/Woods
Heating Heat Pump,Multi-Fuel,Zoned
Cooling Central Air,Heat Pump
Year Built 1998
Appliances Built-In Oven,Dryer,Dishwasher,Disposal,Gas Range,Microwave,Refrigerator,Range Hood,Stainless Steel Appliance(s),Warming Drawer,Washer
Exterior Features Courtyard,Garden,Gas Grill,Private Yard,Rain Gutters,Propane Tank - Owned
Interior Features Beamed Ceilings,Breakfast Bar,Bidet,Chandelier,Cathedral Ceiling(s),Double Vanity,Garden Tub/Roman Tub,High Ceilings,Open Floorplan,Recessed Lighting,Bar,Walk-In Closet(s)
Utilities Electricity Connected,Fiber Optic Available,Propane
Roof Metal

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Highlands, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School

Price History

6/12/2026 Listed $3,895,000
7/3/2026 8% - $3,597,000
7/28/2026 8% - $3,297,000

Property vs Zip Code Average in 28741

Price
AVG $2.6M
$3.3M
Taxes
AVG $21,329
$6,998
Year Built
AVG 1992
1998

120 Split Rail Row Highlands, NC is a Single Family Home for sale at $3297000 and a lot size of 1.39 Acres Acre(s). 120 Split Rail Row Highlands has 3 bedrooms, 3 baths and was built in 1998. The property's zip code is 28741 which is in Highlands, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.